10 WAYS TO SAVE MONEY WHEN YOU'RE BROKE AF.

Thursday 19 May 2016

I'm the first to admit, I suck at saving money. I was meant to be on a strict budget and then I went and bought a Kylie Lip-kit because it was obviously a necessity. After splurging on a couple of flights for my holidays for the year, I found myself in a bit of a pickle because I still had to live with the money I had left and save for the trips themselves! Which is why this past month I've had to make a few changes to my lifestyle (it involves less nights out at Mahiki) and more working! Here are a few of my trips for saving money when you've gone a bit over board.


1. CHECK YOUR BANK STATEMENT 

As simple as it sounds, know where your money is going. If you're really keen you can even highlight the amount of money you spent on shit and try and cut them out where you can - you don't really need that deluxe hot chocolate every morning. 

2. RE-EVALUATE YOUR SUBSCRIPTIONS 

Netflix, Spotify, Odeon, the gym - all necessities right? I somehow deemed the gym the least important to me and cancelled that in exchange for the Odeon limitless card. I did cancel my Netflix too because a friend of mine kindly let me use his account too #score. I now workout at home and use the cinema card as my way of entertainment instead of going out for dinner all the time. 

3. MAKE EATING OUT A TREAT

I love food - so this is a hard one for me, but it's definitely helped me save a lot of money. Who needs a £13 Pollo Ad Astra from Pizza Express when you can buy one from Asda for £2? Try to eat out on special occasions/meeting with friends so you'll look forward to it more (and it will help your waistline too). 

4. CHILL AT HOME OR IN FREE PLACES

Just like the good ol' days - go over to your friends to have a gossip or you can all head down to the park. It'll save you £20 you're likely to spend in a bar, especially if you have a lot to catch up on. 

5. SELL

Ebay, Depop or your local "Things For Sale" page - make use of the things lying around in your room that you're not going to use again. Sadly no one wants my used books so I guess I'll just have to buy a book shelf or be kind and donate them to the library. 

6. FIND A TEMP JOB

If you live in London, there are heaps of agencies that hire staff for events - from bar work to waitressing to working at a popcorn stand. It's work you can do as much or as little as you can so it's great to fit around your schedule. I've been doing this now and then to help me save for my travels! 

7. BE SUPERMARKET SAVVY 

Always go for the supermarket brand, unless it's salmon. You'll also be surprised how cheap canned soup is! and it tastes pretty good too. I'd say to look out for the 3 for 2 deals but who really needs that much cheese? 

8. EAT WHAT'S THERE

I'm super guilty of this. My whole cupboard is full of food but I insist I have nothing to eat and just pop to Tesco round the corner for something new to eat. Not only do you save money eating what's there, but you'll have more room for more food AND there'll be less stuff for your housemates to steal!

9. WALK MORE

I know the bus is only £1.50 - but when I live 20 minutes from Wimbledon station it's not really a necessity - unless it's raining or I over did it working out and can't walk.

10. USE DISCOUNTS

Using coupons and vouchers doesn't mean you're an old lady, it just means you'll be saving a few extra quid every week. There are lots of websites on the internet that help you do this like dealsdaddy and dealsplanet which also give you voucher codes for your favourite stores. 

* bonus tip*
11. TREAT YOURSELF

The key is everything in moderation, consider all the above but don't spend your life in your bedroom to save on money. Treat yourself and plan outings so you have things to look forward to and don't feel guilty when you overspend!


What are some of your favourite money saving tips?


 @GIANAMARIEX | TEAWITHGI 

Post a Comment

© TEA WITH GI. Design by FCD.